How We Help

Explore the financial services we provide to get you closer to your unique retirement vision.

Our Process

We have developed a proven process to guide our clients in discovering their own personalized path to retirement: Your Financial GPS. Our approach is a goal-based planning methodology which identifies appropriate risk and creates investment portfolios that are specific to your needs. We provide comprehensive financial planning that offers objective, personalized advice on goal setting; cash flow and debt management; tax planning; asset allocation and investments; education planning; risk management; retirement planning; and estate planning.

Retirement Income Strategies

Unlike the working years, when you've likely drawn a regular paycheck, at retirement it's time to pay yourself. Are you ready to tap into your savings in a strategic way so that you continue to create an income stream you won't outlive? We can help.

Wealth Management

We offer a suite of services to affluent clients who are looking for a holistic approach to their financial future, all in one place. We'll help you with comprehensive guidance to help reach the goals and dreams you've been envisioning.


Annuities are financial tools that can help you create a stream of income that you can't outlive. But today's annuities aren't like those of your parents or grandparents. There are many ways to tailor annuities to fit your needs. We'll help you compare your options.


Whether you prefer to "set it and forget it," or you want to more actively participate in your investments, we can help you design an investment strategy that matches your risk tolerance and goals. And we know that risk tolerance changes as life happens — so we plan for that, too.

IRA/401(k) Rollovers

We can help you evaluate your current IRAs and 401(k)s to determine if a rollover is appropriate for your situation. Whether you're looking to access the tax-advantaged options a Roth IRA provides, to consolidate accounts or to explore other savings avenues, we can help.

Asset Protection Strategies

We keep our eyes on the horizon so you can enjoy your retirement. We'll design a strategy to help you minimize risk, including the risks of market loss, inflation or liquidity (not having cash accessible when you need it).

Life Insurance

Life insurance can play an important role in an overall financial strategy — both to protect yourself and your loved ones should the unthinkable happen and in some cases to help preserve your assets for future generations.

Tax-Efficient Strategies

Taxes can take a bigger bite out of your retirement income — or your legacy — than you may be expecting. We can help you develop tax-efficient strategies that fit your overall financial plan, so more of your hard-earned dollars go to you and your loved ones.

IRA Legacy Planning

How you approach your financial planning today defines what your legacy to your loved ones will look like after you're gone. We can help you understand and employ strategies to help ensure your assets are passed to those people or causes you love.


Medicare planning is paramount as it can safeguard your future health needs while maintaining financial stability. Our experienced professionals will guide you through the intricacies of Medicare and your options to help you secure optimal coverage tailored to your unique requirements.

We can also refer you to professionals who provide the following services:

Trusts  Probate  Charitable Giving  Estate Planning  Tax Planning

Investment Advisory Services are offered through Graylark Financial, LLC, an Investment Adviser with the State of Colorado. Registration does not imply a certain level of skill or training. For more information about our firm, or to receive a copy of our disclosure Form ADV please contact us. Please do NOT send time-sensitive requests or action-oriented messages, such as trade requests to buy or sell or any other transaction related request without first contacting us via telephone, U.S. Mail or in person. For your protection, please avoid sending identifying information, such as account or social security numbers to us or others via email. All investments involve risk and unless otherwise stated, are not guaranteed. Be sure to consult with a tax professional before implementing any investment strategy. Insurance, Fixed Annuity products, Medicare and Long-Term Care products are offered through Graylark Insurance Services, LLC.

Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Investing involves risk, including the potential loss of principal. Graylark Financial is not affiliated with or endorsed by the U.S. Government or any governmental agency.